Inflatists Tower?

I might be wrong, but I think what IRL inflatists really want is a separate section.

For example:
4 current ones and
* Real Life Inflation (5 in total)

Or 4 sections:
* General Discussion
* Creative Studio (Artists' Studio and Writers' Den together)
* Inflatists' Tower (for hard-boiled real life pros)
* Roleplaying

Maybe that's what needs to be discussed instead of a chat?

A chat will only increase unintentional insults - simply because you have less time to think what you write and you can't edit the post after you send it and before another sees it.

A separate section will solve the issue of separating content and discussions, while retaining all benefits of this forum like Mollom filter.